If you live in a rented house or an apartment, renters insurance provides important coverage for both you and your possessions. Landlords have insurance to protect their buildings. They do not protect your items.
In case your house or apartment is broken into, destroyed by a fire, or perhaps a friend gets injured at your home, renters insurance provides financial protection for you and your family. It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.
